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Showing posts with label creditcards. Show all posts
Showing posts with label creditcards. Show all posts

Wednesday, December 8, 2010

Pakistani Dating Etiquette: Desi Dating Pitfall Navigation

Because Happily Ever After Requires Some Trial & Error.
Dating in Pakistan is a complex game, full of intelligence, politics, lineage evaluation, secretive sub-plots, counter intelligence and a healthy dose of 'if my Daugther isn't back by Isha, God will rain Drone bombs down your backside', 

Pakistani Patriarchs Have the Arsenal to Prove It.
........with the added caveat that if God did rain hell fire, that the lady in question would be somehow not be incinerated..... but one can assume that Daddy believes that the drones are supernaturally accurate and doesn't expect the distance between the two to enroach ten solid halal shrapnel reaching feet.

See, He Likes Me! Look How Much Credit He Loaded on My Phone!

Phone Privileges: You are mandated by all desi dating laws to give your date loads of credit upon request; nothing says I'm not superficial or a gold digger than daily requests for more credit. The cellular industry is certainly a boon in this matter. Yay to cheap packages and multiple sims, It's certainly fun (and yet increasingly economical) to be young. On the bright side, a lad knows he's parlayed himself into a serious relationship when his lady tormentor asks for a new phone on which she will only talk to you.....it's certainly pesky sharing her phone with other guys. score.


Cheap Phone Calls just got Cheaper.
Tip: As soon as she calls, put the phone on loudspeader and occasionally say the words 'uhuh', 'wow', 'that's crazy' ever so often. 

Dude out on a Date with his Girlfriend, Her Bhaabi, Her Mother Etc
Getting used to chaperons. Many are under the ludicrous notion, that when they go on a date with  a Pakistani girl,  that it'll just be the two of them. Such hilarious concept could crack the scowl off a grinch. Girls typically shy away from solo dates, you'll often be enriched with ladies bringing their trusted sister, gaggle of shopping buddies and the occasional 'acha he's like my brother' dude who has secretly been pining for the lady in question and has a long term strategy that entails waiting for someone to break her heart so he can gallantly step in and play hero.  

Guess which Poor Schmuck is Sponsoring this 'Date'
Tip: Don't worry, eventually, in between picking and dropping the lady in question, you may be able to squeeze in a few intimate moments while she scans the neighboring cars for people who might have recognized her. If it makes you feel any better, it's not that she's ashamed of you, she's just petrified she might be seen with you.

TELL ME I"M PRETTY!!!!!!!

Emotional nutcase: Women are emotionally imbalanced even in the best of circumstances, whilst men suffer from senstivity deficiencies (which we are rather proud off), a Pakistani girl by agreeing to go on a date with you, has essentially made you a sign a contract enumerating the ways she can drive you crazy with her mood swings, peculiarities, insecurities and general lack of sanity.

Everyone Thinks I look like a Model! What Do You Think?
Tips: Find a doctor willing to medicate you.

Only a Woman With Too Much Money Would Buy These Clothes
Shopping adventures. One woman's heaven is another man's hell. Particularly as the shop keeper decides to set prices according to the level of bulge in the lucky male escort's....pocket, you know, the one with his wallet.

If You Don't Buy It For Me, I'll CRY!!!!!!
Tips: Pretend to get ill and suffer through the experience. Pray repeatedly to the deity of choice for as low impact on your financial position as humanly possible. Avoid expensive places.  

We Talk All The Time, Mostly About How Great She Is
Conversation: Developing a strong verbal communication is extraordinarily important....to the woman. For a guy, his duty is to act as Chief Listening Officer. If a boy is lucky enough to get a word in edgewise, it is always a good ploy to pay as many sincere (and insincere) compliments as possible without sounding flamboyantly gay and secondly . Etiquette dictates that it is always polite to let the lady in question speak, (preferably till she chokes from lack of breath). In the probable advent the blabbering puts you in a coma, it is useful skill to nod off to sleep whilst keeping your eyes open. Dark Shades indoors also prove to be effective.

A Girl's Best Friends: Also Known As Her Best Enemies
Tip: If you'd like to test whether or not she actually likes you, lean back. If she leans forward to reduce the gap, that would indicate that she likes you....that said, maybe she's thoughtful and doesn't want you to miss a single tantalizing word. If she decides to increase her decibel level, you can safely assume that you are being used.

YOU WANT TO DATE MY DAUGHTER YOU &%$%#%!!!
The Parents: No Pakistani man would like anything better than to avoid meeting his dates parents. Even the 'liberal' variety would like nothing better to relieve the gentlemen callers head from the shoulders via a blunt spoon. However, if a man is placed in such hardship, he is advised to always be polite, act scared (which isn't likely to be difficult) and project ample amounts of 'I'm Still in the Closet'.

Female Terminator Style Body Guards
Tip: Avoid at all costs, but look very serious as the array of threats are being delivered. It doesn't hurt to scope the area for any items that may be classified as weapons. Yardstick: If Jason Bourne can kill you with it, then step away from it. Forget your fancy gelled up hair do, the leather pants, and super tight sequined shirt, wear the most boring respectable clothes you own. If you can pull off a tie with it, all the better. Mimic the mannerism of your date's father, it'll make him feel comfortable that you have so much in common.

If a Boy Walks into my House, I'll Kill Him.
The Outing: Odd's are that you'll be taking your date to a Dinner. It's practical, you get to talk (in the man's case listen) and you can reasonable assured that if you give the restauarant a french enough sounding name, your date (and her entourage) will dress up like they are appearing on the nearest catwalk. As you'll likely be catering a rather larger group than you expected, it's preferable to bring along your old posse Monsieurs 'Visa' and Master Card'. Trust me, their help will be needed.

Why You'll Need Friends Like Visa & Mastercard
Tip: Develop mysterious allergies during the appetizer phase of the meal, and relocate to a more economical option. You'll save on your dinning expenses and gain a sympathy vote from your lady friend.

You Look So Beautiful, I Wouldn't Want to Ruin that by Giving you  a Steak....
Dating in Pakistan is a minefield, however if you are one brave enough to navigate it, it's always best to be prepared and bring a minesweeper along.

Or Just Kill Yourself Right Now.....

Sunday, January 10, 2010

Credit Cards are Like a Bad Relationship...


Credit Cards; We all own one, and how can we not? They promise so much yet deliver so little. Much like a relationship.... You never know what your really getting yourself into until your stuck counting the cost. But how do you explain it's impact on someone who hasn't owned one?

If there was ever a recipe for bad romance, credit cards are it. I sure hope credit card companies and debt collectors have a sense of humor about what they do.

When you meet someone you like, you feel very happy, you see how others act around her, and you can't help but want her for yourself. Lets call her Madame Visa. You are hesitant to apply, after all, is she really worth the commitment, is she someone you want to take home to meet your parents? Someone to rely on a during a pricey family dinner maybe? 

Once you scrounge up the courage and apply for her good graces, you can't help feel hesitant. After all who knows what your past history will reveal; A faulty credit score is a tough thing to get over. But who knows? Maybe if you've been prudent your entire life you haven't been with her fickle friends Madame's MasterCard, American Express and Discovery. You might be safe. You pray that she doesn't scorn you over your past involvements. After all, they're in the past baby, I'm sure with you it'll be different. Magical even. I know your the right one for me! 

If she says yes and embraces your hand with all the comfort you dreamed off. You can't help but enjoy how magical it feels. She accepts and chooses you. She will support you (with 0% for the first 6 months even) and even give you 2% cash back, all because she is so fine that all business want you, treat you special even, just so you you come visit. All because of the lovely lady nestled in your outstretched palm.  

You think it's poor taste to swipe her once too often, after all, she is special, but you can't help but show her off and how powerful you feel with Madame Visa clutched onto your fingertips.  

How can you help but not fall in inexplicably love with her? She always says yes to your most arduously hidden desires, should you buy a light pink man-purse complete with a humidifier for $399, yes! After all, its less than $400 and she will feel oh so protected in there. 

It is only after that glow new loves brings to fade that you discover the problems that a real relationship brings. She is no longer as comforting anymore, she grows distant, disinterested even and at times severely demanding. 

You acquiesce by throwing money at the problem, the 38.95% rate is no problem, anything to keep Madame Visa happy. She wants and expects the best. After all, you knew what you were getting into....didn't you read the fine print? You find that your 'investment' in Madame Visa's happiness is really an expensive hobby....nay your life in fact. Until the day when tempers fray she humiliates you by declining your affections in public. 

You fight, you cry, you scream and you beg to be placed back in her good graces, but alas. You try and you swipe, but it is done. You have been declined. Someone takes Madame Visa off you and cuts her into small pieces, much like your heart and the realization that you are no longer whole. Your life will never be the same. To have loved and lost, is better than to never have loved at all. You will eventually recover, and hopefully learn from your past and trust your heart to someone who will really take care of you and know when to say no. A trusty debit card perhaps.    

When you get a card, you feel happy, suddenly you feel like you can do anything (as far as your limit allows). New frontiers open up as your no longer constrained by the pesky prudent limits of your disposable income, in short you love your shiny new credit card. You feel that the card and its minimal introductory fees are truly an investment, much like a nice shiny charcoal grey power suit. 

In fact, maybe you'll splurge on that awesome suit you saw at Barney's, imagining your co-workers' complements flowing on how great you look, how your boss will see how you've taken your look to a new level and are now ready for a big promotion (not to mention an earth shattering) raise and how that hot new receptionist's knees are going to buckle just seeing you gliding regally in that suit of Kings. 

Master of the Universe indeed, and your plastic lover, Madame Visa is your king maker. 

Well, you buy the suit (along with shoes, tie, belt, silk briefs and a watch), swiping your card away with care free abandon with the full knowledge that its 0% for 6 months. You don't care what it will cost, after all, your forthcoming raise will probably more than cover it all. It's an investment in the future.

Fast forward 6 months and no one has really complemented you on your suit, minus your co-workers cursory, "Is that a new suit, gee that's nice" before going back to their desks (after all, your bonus is based on the work you do, not what you wear while doing it you twat!), your bosses look at your (mostly) shiny suit silently fume that you bought a nicer suit than the ones that they are wearing and privately wonder if its because your going for an interview.... you disloyal brat! And the pretty receptionist doesn't notice your gargantuan investment, after all she sees hundreds of suits every day, what does she care/know if you splurged on a new expensive one, she's more concerned about her date with the Managing Director and the ride he promised her in (or perhaps on) his new fully loaded company issued Mercedes! 

To add insult to injury, you just saw the same suit you splurged on, on discount at Men's Warehouse no less....the nerve! 

6 months of good living start coming back to haunt you....0% is history, now your rate has ballooned to 38.95%.  Making those payments means drastically reducing spending, time to start bringing a sandwich to work. Cereal diet takes on a whole new meaning...if you splurge, its on the dollar menu at Mc Donalds. Time to down grade from Grey goose, to "affordable yet still tasty" Bud Lite. No more nights out at that hot new VIP clubs; trucker dive bars are the new name of the game (Hello STD ridden biker gals)....maybe it's time to hawk your suit before the debt collector walks in. 

And whilst all this is happening, you wistfully think, perhaps you shouldn't have insisted on getting bottle service to impress your entourage (and the honey's) every time you went out, or rented that expensive BMW for your road trip home. After all you wanted everyone to remark on how amazingly successful you are. But alas, it was but a lie, funded by Madame Visa and now she wants it all back.....with an egregious amount of interest. 

Your plastic friend was a burning plastic fiend in disguise. Now its too late. Your screwed. You wanted a life partner, and what you got was a temperamental mistress. Treat her well, and she'll be good to you for a while, but as time goes on her demands grow more the irrational, after all, paying a monthly minimum credit card of $800 per month is insane! But you must grim and bear it. After all who wants to be alone and reconvene that feeling of powerlessness?

The lesson to be learned here is that a good life is expensive, full of expectations and imperfections which we are desperate to hide to the world. Unfortunately life isn't quite so simple, even happiness has its costs. Lets just hope for your own sake that it's not as expensive as a Credit Card. But if your really good and really lucky, you will one day find that magical card that will make your life all the better for a life time.    

Saturday, January 9, 2010

Marriages; Arranged or Love....Are they Really That Different?

"All the Worlds a Stage and all the Men and Women are merely Players"
-William Shakespeare

I was recently asked to write an article on the virtues of Arranged Marriage Vs. Love Marriages. This is what I came up.

1. Arranged Marriages: Long gone are the days where the family merely informed you of your own wedding via shaadi card, with strict instruction on what to wear and what time to be there. No one gets married anymore to satisfy their family, unless you are gay, and then you don't really care who you marry as long as you get to keep your extra large closet to yourself.

However, some key elements still remain. Your family does the match making, you have a partial decision (though usually if either party respectfully declines, its all good unless the parents are bosom buddies and in that case your completely screwed, 'how dare he not want to marry my perfect daughter/son, does he think he's too good for us"). At this point it may not be a good time to note that their 'perfect daughter' is about as intelligent as a tub of face cream (Think Brain Mush), as sweet tempered as Attila the Hun (refer to your history books) and has as much in common with you as Tom Green (see 'Freddy got Fingered' for Details). Rejection from either side hurt, so you try to humor parents by sitting through pointless dinners till you can find a reason for reject the match (In terms of being matched with a brown girl, saying that you heard she is crazy, ought to do it, but don't be specific, leaving it vague allows for imaginations to run wild; particularly as your actually right, and all brown women are born a little off their rockers.)

2. Love Marriages: Its your own choice...but how independent is it? Your lifestyle circumstances, friends, work place, college choice do the match making (fate), the decision is mostly up to you (very rarely do I see marriages where the parents disapprove of a choice (religious grounds excluded)) but that said, it depends on how the relationship dynamic works. There is exceedingly popular the 'I just want to be friends, even though you don't angle' (both persons are usually aware of this, if not then respective IQ levels ought to be examined), though the "hey we're dating" piece becomes more prevalent, as our cultural values shift. But the main relationship development is stress free as the couple develop an understanding based on their mutual desire for a shared future (for men, the tenure of that future is likely to be shorter). But once they are "ready to go public"/tell the parents, good luck and if your a guy, you had better pray that the girl meets all/most of the family requirements (in Pakistan, parents are more particular on who their sons marry as the daughters usually move in). As long as they fit most of the basic requirements, parents are usually willing to go along with it all (though expect vicious back ground checks).

Perhaps parents have realized that its their kids lives, and they should be allowed to make their own choices (highly unlikely). I personally think it has something to do with wanting grand kids and lacking good reasons for rejection (saying she's not perfect enough doesn't work anymore). Though God help you if you decide to break it off....Seriously. That news spreads like wild fire and you know your officially cut off from main stream society when Aunties forget who you are, and when they eventually remember they start their "tsk tsks" and start jabbering in excited voices about why the marriage was called off (the contents of which are unintelligible jabber...secret code language for the Auntie Fellowship). Pariah's Anonymous meeting invitations will ensue.

3. Arranged Love Marriage: This devious form of marriage set up stems from family and extended relatives quietly acting from behind the scenes and setting up casual encounters for a potential couple to meet; Ever wonder why you keep running into girls with their mothers at Coffee Shops, now you know why (Aunties don't even bloody drink Coffee you fools, In Pakistan they fuel up on Tea!). The result of these casual encounters may be to ascertain the level of attraction, but more likely they figure that the more time they spend together, the more likely they are to shack up (life sentence pre-requisite).

It could entail dancing at 6 different mehndi and mysteriously being partnered up with the same partner for all 36 dances....coincidence? (Only a guy might think so or derive some logical explanation that would sound like 'we dance well together', 'she thinks I'm hot', 'She's creeped out by the other guys', 'I promised my Mom I'd look after her'). It's probably the kind that makes the most sense, until you figure out that your a pawn. But at least it seemed spontaneous and bloody good luck that you met such a fine compatible partner (your probably evaluating the odds of how rarely that happens).

After taking time out for contemplation/my nap was over, I came to several streams of thought. Why would anyone put themselves through being set up by their family, friends, etc? Its the same reason people are drawn to Internet dating. No one wants to be alone, we all have a human desire to be loved and cherished. Now in Pakistani society, the best way to navigate the behemoth of cultural carcass and expectations, is by being willing to be a functionary of the system. Let others provide 'suggestions' on whats best with you (the force of the suggestion can be directly correlated to the size and weight of the bag the Auntie is carrying).

In order to find a suitable partner, one is told to look for certain things that would make their parents (and various mega bag wielding Aunties) happy. This could be religion, social class, education, family back ground, looks, cooking ability etc. Now doing this on ones own, is a pretty momentous task (particularly if you have a job/life/responsibilities).

After all, In the Love Marriage set up, you don't ask these questions until you get to know the person (by which time your hormones have already decided for you). However, in the Arranged Marriages & Arranged Love Marriage frame work, one is already interacting with approved candidates. So if you like them, then it's already a pre-approved match. Everything to gain if you will.

Think of it in terms of credit cards, if your pre-approved for a really good advantageous rewards card, then that's a great thing; Good rates, excellent advantages and benefits/cool stuff, but you don't want to be the one trolling for crappy cards with hidden fees etc; Does "Special introductory rate of 0% (for 3 months, after which rate will be 215.76% per anum)" sound familiar? 

We all want the best possible card, but we are all wary of the final costs, the fine print and how our lives will be changed because of it. Sometimes we appreciate the general prodding in the right direction, other times we prefer to DIY (Do it yourself).